Fintech Case Study

Sharma Finance

Digital payments infrastructure for a leading regional NBFC

Project Overview

Sharma Finance, a prominent NBFC operating across North India, was struggling with their legacy payment processing system that couldn't handle growing transaction volumes. We rebuilt their core payments infrastructure using a microservices architecture, implementing real-time transaction reconciliation, automated fraud detection using ML models, and complete RBI compliance audit trails. The new system processes 48,500+ daily UPI transactions with 99.99% uptime.

The Challenge

Client needed to process 50K+ daily UPI transactions with 99.99% reliability while meeting RBI compliance requirements

Key Obstacle: Legacy system architecture and manual operations were bottlenecking scaling, resulting in high latency and failure rates under heavy transaction loads.

Our Solution

Built a microservices-based payment gateway with real-time reconciliation, automated fraud detection, and RBI-compliant audit trails

Technical Execution: Orchestrated a modern, modular cloud pipeline, implementing automatic load-balancing, advanced indexing patterns, and real-time operational dashboarding.

Key Results

48,500+Daily Transactions

99.99%Uptime SLA

38.4%Cloud Cost Savings

Project Specs

Timeline6 months

Team Allocation5 engineers

LocationAmritsar, Punjab

Technology Stack

JavaSpring BootKafkaPostgreSQLRedisAWS

Request Technical PDF

Get a complete architectural diagram and code walkthrough of this project.

Consult Lead Architect